How Many Filipinos are in the USA and where are they?

I sometimes think that Filipinos are out to take over the world. We are everywhere! Case in point, I was in Zambia a couple of years ago and I came across 4 Filipinos, two of them were Ilokanos from Northern Luzon. They worked as carpenters and miners near the city of Ndola in Zambia. In Lisbon, Portugal, I even found a San Miguel Beer bottle at the foot of a statue! It might have been a Filipino who drank that.

Have you ever wondered how many Filipinos there are in the USA?

According to the 2010 American Census, there were more than 3.4 Million Filipinos in the USA, making us the 2nd largest Asian group in America, next only to Chinese Americans. In 2015, that number grew to 3.9 Million.

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5 Things I Learned about Fatherhood after 5 years of being a father

My son turned 5 earlier this year. They grew up so fast. He is also pretty tall for his age. He probably got the tall genes from my wife’s side. Her brothers are 6 feet tall and even her sisters are pretty tall. She is the shortest one in their family.

Kids grow fast! You blink and they grow taller, they start saying weird, cool, unintentionally profound words that take you aback. I can’t believe that 5 years ago, my son weighed just over 6 pounds. Now, he’s close to 50 pounds! Carrying him can feel like a serious workout. I remember throwing him up to the air, then spinning with him round and round our living room. I can’t do that anymore. He’s too big and heavy now!

Here are 5 things I learned about fatherhood.

You will feel inadequate and if you had any daddy issue growing up, they will show up and scare you.

I was 30 when my son was born. I am probably late to the fatherhood game compared to some of my high school friends. But I still felt inadequate when I first held him in my arms. So many insecurities, fear, and worry raced through my head.

Growing up, my own father was disciplinarian and enforced an old-school, spanking discipline strategy. At some point, I felt so far away from him because of that. My relationship with my father improved over time as I matured. But I had this real fear about discipline. What if I end becoming a strict, spank-em disciplinarian, too? Will my son hate me when he grows up? Will I ruin his childhood? So many questions. Will I be able to provide for his needs and some of his wants?

After 5 years, I still have some of those fears. Maybe, they never really go away and as fathers, we try to deal with these emotions as best as we could. I’m not an expert. Maybe no one ever really is. But I understand fatherhood a little bit more.

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13 Bible Verses on Fatherhood

The Bible contains a lot of wise words to help us live our lives. I know that some sections of the Bible require closer reading than others. But I have found the following verses helpful in understanding my role as a father.

A lot of these verses came from Proverbs, and most of those have to deal, one way or another, about discipline.

Children are blessings to a father. Having children is a gift from God. It is a big responsibility, I know. But it is also full of joy and fulfillment.

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Overseas Filipinos and the Challenge of Political Engagement

It’s a crazy world we’re living in.

I’ve felt that to be true in the past 2 years or so since my family and I moved to the United States. I know that it is also true in the past, but I’ve felt it even more on social media, and even on personal interactions.

I’ve heard of friends needing to unfriend or unfollow their friends on Facebook because political discussions have turned downright ugly and toxic.

I have not been very active on social media. Or it may be accurate to say that I have not been as active as I used to be.

I’ve been thinking about the political engagement of OFWs. It comes easy for some while for others it is a challenge. I’ve been thinking of some of the mental barriers preventing OFWs to engage politically.

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Pregnant Pinoy in America: We are Expecting!

When Cha and I got married, we talked about the number of kids we wanted to have. Both of us didn’t want to have a huge family (thankfully!) although she has 5 siblings. I only have 2 siblings. I wanted to have 3 kids, but she wanted 2.

I am not the one who will carry the baby for 9 months then risk my life to deliver them. In the end, we agreed to have 2 kids, with 3 or 4 years between them. In 2013, our son Coco was born and he changed our lives for the better. He brought so much joy and happiness in our lives.

Postponing our next Baby Project

We planned to have another baby when he was 3 years old. But our plans had to change because we ended up moving to the USA in mid-2015. We thought we were going to postpone having a baby for a year. After all, moving from the one country to another is a BIG move.

But our waiting season turned out longer than we planned. In 2017, we felt that it was time to try and have another baby. So we prayed and tried. We had to wait some more.

Since we have a family prayer time together before bed, Coco got to pray for a baby brother or a sister. After almost a year of praying, he just couldn’t seem to wait anymore.

Coco (to me and Cha): “Where is my baby sister, we pray and pray but she’s not yet here.”

Me (trying to stifle laughter): “Anak, we need to be patient and wait.”

Coco (with some hand waving and a big pout): “But I can’t wait anymore!”

Nanay: “Let’s keep praying and waiting anak, hopefully she will come soon.”

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How to Use Credit Karma to Build and Monitor Your Credit Reports

Your Credit report is a very important part of your financial life in the USA. I have written about this here. One of the services I recommended there is CreditKarma.com. It is a free service that lets you monitor your credit report every week.

Here’s a good explanation of how your credit score is built: https://www.creditkarma.com/credit-scores.

Here’s how to use credit Karma to build and monitor your credit report:

Sign up at CreditKarma.com

It’s easy to sign up at CreditKarma. You just need your email address and create a password to use. You will also need to provide your Social Security Number because that is the information they need to start building your credit reports and send it to you. The awesome thing is that this service is free!

If you decide to sign up with any of their recommended credit cards or personal loan providers, then they make some commission from your business.

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5 Ways to Check Your Credit Score for Free

America runs on credit. Most people use credit cards to buy the things they need and want. To apply for a credit card, a car loan, or any type of loan, for that matter, you will need a good credit score. The credit system in the USA is a well-developed, complex system.

Prior to moving to the USA, I had two credit cards with a combined credit limit of PhP 35,000. I don’t think there is a similar system of credit reporting in the Philippines.

Quick Disclaimer: The content of this post and this website is NOT financial advice but only provided for informational and educational purposes. Please do your due diligence in all matters related to your finances.

What is a credit score?

A credit score is an index, a three-digit number that potentially represents your ability to repay debts. Banks and other lenders consult your credit score to make a decision if they will let you open a credit card or a loan.

A lower credit score means that you are less likely to be able to pay debts. A higher credit score means that you are good at managing your credit and that you are a trustworthy borrower.

Three main credit bureaus in the US create credit reports: Experian, TransUnion, and Equifax. They use different systems of creating your credit report but it is usually based on several factors such as the number of accounts you have open, timely payments, and a few others.

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How to Save Money on Children’s Toys in the USA

Sometime in 2016, a friend stayed over at our home for an evening. He saw our son’s room and all the toys that he had there. This friend works as a Principal of an elementary school in the Philippines. He said: “Wow, your son’s room and toys look like a full play area for a kindergarten in the Philippines!”

We laughed at his statement at the time. It’s true, our son has a lot of toys. And the good thing is that we did not pay full price for those toys. In most cases, we got those toys at a bargain. If you also have a small child, here are some tips to save money on children’s toys in the USA.

Here are some of the toys we got from different sources and the corresponding price:

Train and Activity table: $40 Craigslist
Hot Wheels Playsets: $20 from Craigslist
Various robots and cars – got it from Goodwill thrift stores

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Going back to the 4-Hour Body, Slow Carb Diet

In late 2016, I discovered the 4-Hour Body, a book by Tim Ferriss where he recommends the “Slow Carb” diet. It is a variation of low carb diet. It has simple rules, easy to adhere to, and it delivers results.

Rules of the Slow Carb Diet from Tim’s blog:

Rule #1: Avoid “white” starchy carbohydrates (or those that can be white). This means all bread, pasta, rice, potatoes, and grains. If you have to ask, don’t eat it.

Rule #2: Eat the same few meals over and over again, especially for breakfast and lunch. You already do this; you’re just picking new default meals.

Rule #3: Don’t drink calories. Exception: 1-2 glasses of dry red wine per night is allowed.

Rule #4: Don’t eat fruit. (Fructose –> glycerol phosphate –> more bodyfat, more or less.) Avocado and tomatoes are excepted.

Rule #5: Take one day off per week and go nuts. I choose and recommend Saturday.

For a rice-loving Filipino, this diet could be tough because it means NO RICE except on the weekly cheat day!

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