How to Calculate Your Monthly Expenses in the USA

When you work in the USA, you will earn dollars. But you will also spend those dollars for your needs and expenses. Before you move, it helps to research and plan for how much you’re going to spend monthly in the USA.

I looked at several websites and read some blogs about monthly expenses in the USA. I found some resources that can help you calculate your monthly expenses.

Monthly Expense Calculator

I found the budget calculator provided by EPI to be helpful in my planning. If you already know where you will rent an apartment or house, enter the zip code, choose the city or locality, and it will generate a list of expenses: http://www.epi.org/resources/budget/

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Here’s Why You Need Amazon Prime

I cannot live without Amazon. It’s where I do my online shopping in the United States. I browse the products I need, (if I’m honest the ones I WANT but don’t really need), and after a couple of clicks, I just wait for two days or less, it will show up on my doorsteps or in my mailbox.

I have a secret weapon when it comes to maximizing this site, I am an Amazon Prime member. And here are three reasons why you need Amazon Prime, too.

Free 2-day (or better) shipping.

The good thing about online shopping is you don’t need to drive and waste gas just to buy something. You can order it online at Amazon’s website or app. The bad news is, shipping the product from Amazon’s warehouse to your house costs money. That could cost anywhere between $4 to $10, depending on how quickly you want it to arrive or the type of product you’re ordering.

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7 Ways to Make the Most Out of Your Long-Haul Flight

Does the idea of being up in the air for at least 5 hours excite you?

No? I didn’t think so.

For most of us, traveling long haul flights whether within the continental US, or internationally, brings a big sigh and not of relief. You’re crammed with hundreds of people, your legs barely have room, and to make things worse, someone’s child might cry during the whole flight.

(If you’re the parent of the child, then you’d probably be miserable the whole flight, too. But that’s just how parenting works).

I’ve been to flights that are 12, 14, and 16 hours long! They are not fun. You’re immobile and can’t move around. You’re just sitting, and essentially waiting until the plane lands.

Since you cannot really do a lot, just maximize the time that you have by doing the following:

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List of Things You’ll Need to Start Your Life in the USA and Where to Buy Them

Moving to the United States essentially means restarting your life. You will need furniture, appliances, and many other things that you used to own. The problem is, you can’t really bring your possessions halfway across the world because it’s too expensive.

When I moved to the United States with my family, we only brought the most essential things we needed and the things that we can and transport cheaply from the Philippines.

Read our article on packing here: http://amightylife.com/the-art-of-packing-and-letting-go-of-books-appliances-things-that-wont-fit-into-your-luggage/

Here’s a list of things that you will need in your new apartment or home. I’ve arranged them according to the sections of the home. Some of these things are easily available at Walmart, Kroger, and any other department stores or grocery. also included the best place to buy it.

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If you’re an OFW in the USA, You CAN’T Invest in Mutual Funds in the Philippines

For the longest time, even before coming to the USA, I wanted to invest in Mutual Funds. I know that it is a better financial product than most banks’ savings accounts. We have spent more than 2 years in the USA and felt confident that it is time we spent some money to invest long-term. We had some amounts saved up.

I did my research, I read blogs, and checked some of the Filipino Financial groups on Facebook, and talked with my wife about it. My wife used to be a production staff of ABS-CBN News Channel’s “On The Money.”

I had a trip to Manila in October 2017 and we agreed that I will open a mutual fund investment account. I set my eyes on the Philippine Equity Fund. It was marketed as an aggressive, long-term investment fund. We did not want to withdraw the funds in the next few years anyway, so we thought we were in it for the long term.

So I checked out the requirements for opening a mutual funds account; downloaded the forms, checked what other documents I needed to present, and planned to go to a BPI branch to submit my application.

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