Your Credit report is a very important part of your financial life in the USA. I have written about this here. One of the services I recommended there is CreditKarma.com. It is a free service that lets you monitor your credit report every week.
Here’s a good explanation of how your credit score is built: https://www.creditkarma.com/credit-scores.
Here’s how to use credit Karma to build and monitor your credit report:
Sign up at CreditKarma.com
It’s easy to sign up at CreditKarma. You just need your email address and create a password to use. You will also need to provide your Social Security Number because that is the information they need to start building your credit reports and send it to you. The awesome thing is that this service is free!
If you decide to sign up with any of their recommended credit cards or personal loan providers, then they make some commission from your business.